Peace of mind for your Dow Checking account!

Set up your checking account to overdraft from your savings account of line of credit. Dow is proud to offer you our overdraft service on all qualified checking accounts. This valuable service will save you the expense and embarrassment of checks being returned in the event of a checkbook oversight or error. We will honor your checks to help you avoid service or late fees. This service is extended to both checks and pre-authorized debits from your checking account. There is a per item charge for this but you have the peace of mind to know that your not-for-profit Credit Union will be giving you a great deal. You won’t have to pay the merchant or bank fees which are much higher.

Privilege Pay:
We also extend this same service to Debit Card purchases and ATM withdrawals; however, to ensure that you are covered for these you must opt-in to Privilege Pay. If you do not opt-in then these transactions may be declined and a fee on both our end and the merchant end may be charged.

Opting-in is easy. Just bring in the signed Opt-in form or email it us at dowcu@dowcu.org